Independent P2P analysis — without sales pressure

p2p-investments.de helps retail investors in Germany assess P2P investments soberly: what works, what's risky and who it's actually suitable for.

What we stand for

We explain P2P loans the way we'd want them explained to us: factual, complete and free of return promises. We name risks plainly — even when that's uncomfortable.

How we rate

We assess platforms by fixed criteria: return after defaults, safety (collateral and regulation), liquidity (exit and secondary market) and data transparency. We update ratings regularly.

Who writes this

Articles and ratings come from the P2P Investments editorial team, not a single individual. Every platform is checked against the same public methodology: claims are cross-checked against regulator registers, audited annual reports and official statistics before they feed into a rating. The full criteria are in the rating methodology.

Corrections & currency

Found an error or an outdated figure? We review every report and update the affected article — material changes are documented in the Updates section of the relevant platform article, rather than silently rewriting content. Contact details are in the imprint.

Independence & funding

This project is partly funded through affiliate links. If you invest via such a link we may receive a commission — at no extra cost to you. This compensation does not influence our assessments. This content does not constitute investment advice.