Knowledge
The knowledge that comes before investing
No news, no tips of the day — self-contained guides on the topics that decide success and loss in P2P. Carefully maintained, not churned out daily.
How to Spot a Trustworthy P2P Platform: 7 Red Flags
How to tell a trustworthy P2P platform apart: five verifiable markers, seven red flags from real collapses and seven platforms that pass our check.
Best P2P Lending Platforms 2026 Compared
The best P2P lending platforms 2026 tested: top pick Mintos (grade A), regulated alternatives, current sign-up bonuses and which platform fits which investor.
ECSP Licence Explained: What EU Regulation Means for P2P Investors
What the ECSP licence protects and what it doesn't: the key investor safeguards in the EU crowdfunding regulation - and why Mintos doesn't hold one.
P2P Lending Diversification: How to Build Your Portfolio
Why one P2P platform alone is risky, what diversification achieves mathematically and how many platforms make sense - with model portfolios from 1,000 €.
P2P Lending: Returns, Risks and the Ventus Energy Case
P2P loans advertise 6 to 24 % returns. Where the interest actually comes from, what risks investors carry - and what the Ventus Energy collapse teaches us.
Understanding P2P lending: the basics for retail investors
How P2P investing works, where the return comes from and what risks sit behind it, a sober primer to get started.
6 of 6 guides · the library keeps growing.