Independent P2P analysis — without sales pressure

p2p-investments.de helps retail investors in Germany assess P2P investments soberly: what works, what's risky and who it's actually suitable for.

What we stand for

We explain P2P loans the way we'd want them explained to us: factual, complete and free of return promises. We name risks plainly — even when that's uncomfortable.

How we rate

We assess platforms by fixed criteria: return after defaults, safety (collateral and regulation), liquidity (exit and secondary market) and data transparency. We update ratings regularly.

Independence & funding

This project is partly funded through affiliate links. If you invest via such a link we may receive a commission — at no extra cost to you. This compensation does not influence our assessments. This content does not constitute investment advice.